Banks reduced loans to businesses but increased overall disbursements in 2024 compared to 2023. Large businesses received the largest amounts, and also borrowed at the lowest interest rates compared to the rest.

According to data from the AnaCredit statistical database, the value of new business credit agreements amounted to 28 billion euros in 2024, slightly reduced compared to 2023.

However, the debts of non-financial corporations (NFCs) to domestic credit institutions corresponding to these agreements - that is, the value of loans not only agreed upon but also disbursed during this year - increased significantly by 61%, reaching 20.6 billion euros, up from 12.8 billion euros the previous year.